Full Legal Disclaimer & Regulatory Disclosures

1. Non-Lender Status Notice

Banksov Financial Services LLC is a licensed Credit Access Business (CAB) registered under Texas Finance Code Chapter 393 (OCCC License # 18002941). Banksov is not a direct lender, does not make loan approval decisions, and does not issue credit funds directly. Loans arranged by Banksov are underwritten and funded by independent third-party direct lenders.

2. Representative Rates & APR Disclosures

All fee amounts, interest calculations, and Annual Percentage Rate (APR) figures displayed on banksov.com are representative examples provided for educational purposes only. Actual interest rates, CAB service fees, and repayment schedules depend on applicant qualifications, loan amount, loan term, and lender underwriting criteria, and will be explicitly disclosed in your formal credit agreement prior to execution.

3. Non-Guarantee of Approval

Submitting a pre-qualification inquiry on banksov.com does not constitute a loan application or a guarantee of approval. Approval is subject to full verification of income, bank account status, and lender approval.