Texas Service Locations & Local Ordinances
Credit Access Business operations governed by Texas State Law and municipal credit access ordinances.
Select Your City in Texas
In addition to state regulation by the Office of Consumer Credit Commissioner (OCCC), several Texas municipalities have enacted local Credit Access Business ordinances governing maximum loan size percentages and rollover limits.
Houston, TX
Harris County | City Ordinance Ch. 28 Regulated
Caps single-payment loans at 20% of monthly gross income; restricts rollovers to a maximum of 3 renewals.
Houston CAB Details →Dallas, TX
Dallas County | City Ordinance Ch. 50 Regulated
Mandates 25% principal reduction per rollover and limits installment loans to 4 installments.
Dallas CAB Details →Austin, TX
Travis County | City Ordinance Ch. 4-12 Regulated
Enforces strict 20% gross monthly income limits and mandatory financial counseling referral notices.
Austin CAB Details →San Antonio, TX
Bexar County | City Code Ch. 16 Regulated
Requires mandatory minimum 25% principal payment on renewals and local utility assistance disclosures.
San Antonio CAB Details →Fort Worth, TX
Tarrant County | Municipal Code Ch. 20 Regulated
Prohibits predatory refinancing cycles and establishes strict local consumer grievance procedures.
Fort Worth CAB Details →